Search This Blog

Ravine Ravings

Dayblogging. Outdoor adventure. Mountain biking, hiking, and whitewater trip reports. Travel.

Posts

Showing posts with the label refinance

Show all

September 23, 2021

Refinance Hell

Get link
Facebook
X
Pinterest
Email
Other Apps

1 comment

Older Posts Home

Powered by Blogger

Theme images by MarkCoffeyPhoto

Allen Pogue

Visit profile

Labels

. tom Clancy1
0071
1900s1
1970s1
1980s3
19821
20241
20251
2A2
5 km2

5k2
A11
AARO1
action novels2
activism1
Ada2
ads1
advertisements2
advertising2
Africa1
africanized bees1
aging3
agriculture1
AI4
air conditioner1
air power1
air travel4
airlines2
airport3
airports2
Alan Parsons Project1
album1
Alfred Hitchcock1
aliens1
alpha male1
alpine1
alternative rock1
amateur science1
ambient1
ambient music1
American cuisine1
American football2
American west1
amp1
amplifier1
ancient Egypt1
Angie's Lobster1
anthem1
anthropology1
Apple2
Apple Computer1
April1
April Fool's Day1
archeology1
Arches National Park1
architecture2
Arizona54
Arizona Daily Sun1
arizona hiking9
arizona snowbowl5
Arizona State Parks2
arizona trail4
art1
Art Blakey1
Artificial Intelligence3
ash2
Aspen Corner1
aspen trees2
asthma2
astronomy4
asymmetry1
athletics1
audiobooks1
august3
aurora borealis1
author8
autumn15
aviation1
avocado1
awake1
ax1
bacon1
bad patient1
ballpoint pen2
basketball2
battle of Chickamauga1
battle of Dunkirk1
Beach2
beans1
beggin strips1
Bell Rock1
beta male1
bicycle1
bicycle trainer3
bicycles1
bicycling17
Big Breakfast1
Big Dipper1
Big Ten Network1
big trees1
bike trainer1
Bill Skarsgård1
biology1
birds1
birthday1
bistro1
black cat2
Blackhawk1
blog1
blogging3
Blood Meridian1
Bono1
bonus track1
book review2
books3
boxing1
boxing gloves1
boy scouts1
bradshaw mountains1
brain1
Brazilian jiujitsu1
breakfast2
Brian Cox1
brisk1
Britain1
British royal family1
Brookbank Meadow1
Brutalism1
Bryan Adams2
Bryan Ferry1
bus1
busy1
cabin fever1
cable tv2
calendar1
California7
california hiking4
calisthenics2
campbell mesa1
Campbell's soup1
candy1
car battery1
cardio exercise3
cardiovascular fitness3
carpet1
cat11
cat attractant1
cat fight1
cat people1
catnip1
cats21
cats and Christmas trees1
Cattail Cove State Park1
Cattoosa County1
CCL1
censorship1
Cerner Command Language1
CFB1
channel islands1
chaos2
characterization1
charity1
Chatbot3
ChatGPT2
cheese1
chicken McNuggets1
Chile1
chili peppers2
China1
chips1
chopsticks1
Chris Pratt1
Christmas3
Christmas Spirit1
Christmas tree1
Christopher Nolan1
church1
Cinder Hills1
cinema4
cinematography1
civil war1
civilian aviation1
climate2
cloud deck1
clouds2
coconino national forest9
Cocteau twins1
cold civil war1
collagen1
college basketball3
college football2
college sports1
college town1
Colorado Desert1
Colorado Plateau1
Colorado River1
comet1
comet A31
Comet Tsuchinshan-Atlas1
comets1
Command & Conquer1
Command & Conquer: Red Alert1
commercial aviation1
commercials1
communicable disease1
composition1
compost1
compostable1
concealed carry permit1
concrete1
condensed soup1
constellation1
construction1
Continental Country Club1
controlled burn2
convenience cooking1
cooking4
Cormac McCarthy1
cormorant1
Corn Huskers Lotion1
coronado1
coronado beach1
coronal mass ejection1
corrections officer1
cough1
coughing1
country rock1
county jail1
court1
courthouse1
craziness1
crazy1
creative writing1
creativity3
crime1
crisps1
crows1
cuddle1
cuisine1
customer service1
cyberpunk1
cycling6
dark1
dark sky community2
Dave Brubeck1
David Bowie1
David Grusch1
day off1
daylight1
death3
degrees of separation1
dementia1
Department of Defense1
desert1
Desert Solitaire1
Desert Southwest3
desertscape1
desertscaping1
design1
developers1
development1
development hell1
DFW1
Diné1
dining4
diplomacy1
director1
distillery1
Dixie Mountain Loop1
dog people1
dogs2
donkeys1
doomscrolling1
door2
double rainbow1
Drake1
dreams2
driving1
driving range2
drought1
Dry Beaver Creek1
duck pond1
ducks1
dumbbell1
dumbbells2
dunkirk1
dust1
dust devil1
Earth First1
eat local1
ecology1
Ecoterrorism1
education1
Edward Abbey1
eggs1
egyptology1
eighties music1
electric fan1
electric guitar2
electrical grid1
electricity2
Elephant Rocks Golf Course1
Elon Musk1
employment1
encryption1
end of life2
entertainment1
entropy1
environment1
environmentalism1
epidemiology1
Eric Berger1
escape artist1
euthanasia1
evolution2
exercise3
existence1
F-161
Facebook1
fair weather2
fall17
fall colors3
fall equinox1
family6
fan1
farm1
farming1
fast food2
fat olives1
February1
feline2
feminism1
fence1
Fender1
feral cats1
fiction5
fighting1
film1
film noir1
finance1
fir1
fire2
firearms3
firefighting3
fireplace1
Fisher Point1
fitness8
flag1
Flagstaff100
Flagstaff Airport3
Flagstaff Hiking Club2
Flagstaff Pulliam Airport3
Flagstaff Urban Trail System2
flannel1
flash flooding1
FLG1
flooring1
flowers1
FOIA1
food1
food preparation1
foot race1
forest1
forest fire2
Fort Tuthill2
fountain pen1
Fourth of July1
Frank Klepacki1
Freedom of Information Act1
Friday1
frog1
funeral1
furniture1
FUTS4
future2
futurism2
garage3
GarageBand1
gear head1
gel pen1
genealogy1
general aviation1
general relativity1
generator1
genetics1
genre2
Georgia1
ghost town1
ghosts1
giant redwoods1
golden eagle1
golf4
golf course2
golf shoes1
GPG1
grand canyon3
grandfather1
grant county1
greenery1
grid1
grid-independence1
grief3
grilling1
Grok2
ground beef1
guacamole1
guitar2
guitarist1
gun control2
guns3
Guyana1
gym rat1
Habitat For Humanity1
hail1
hailstorm1
handwriting2
Hannibal Lecter1
hantavirus1
hapkido1
healthcare2
heat2
Heavenly Ski Resort1
heavy bag1
helicopter1
Herbie Hancock1
HH-601
hibernation1
hiking34
Hilton1
hipster1
hiring1
history4
HOA1
hobbies1
home1
home cooking1
home improvement2
home loan1
home office2
home studio1
Honda1
hoodoo1
Hopi1
horror2
hot sauce1
hot weather1
house2
housing1
huckaby trail1
humble1
humidity1
Humphrey Bogart1
humphreys peak2
hurricane1
I-401
Ian Fleming2
ill1
illness2
independence day3
independent rock1
India1
Indiana2
industriousness2
industry1
infectious disease1
information technology3
injury2
ink pen1
insects1
insomnia2
Internal Revenue Service1
international relations1
invasive species1
iPhone1
IRS1
Israel1
Jack Daniel's1
jackass1
James Bond1
January2
Jasmine by Takamine1
jazz1
Jeff Pogue1
Jennifer Lawrence1
Jesus1
jet fighter1
jiujitsu1
Joe Hill1
jogging2
John Coltrane1
John Wesley Powell Boulevard1
Johnsonville1
journal1
journaling1
July2
jumpstart1
June4
jury duty1
JW Powell1
karate1
kayak2
kayaking3
keyboard1
kicking1
kidnapping1
kidney disease1
kitten1
kitties1
La Jolla1
La Niña1
Labor Day1
Lake Havasu1
Lake Havasu City1
Lake Mary Road1
lake pleasant1
Lake Tahoe1
land1
landscaping1
lava vent1
law1
lawn1
leadership1
leaf peeping3
learning1
leave1
leaves6
Lee Morgan1
legal system1
leisure1
lenticular clouds1
library2
life and death4
light2
lightning1
Lily-Rose Depp1
lime1
lineage1
live sporting events1
live sports2
liver health1
lizards1
lobster1
lobster roll1
long exposure1
long play album1
lopper1
LP2
Luis Elizondo1
lung health1
lungs1
Lynchburg1
lynx creek1
lynx lake1
Mac1
Mac OS X1
mack bolan1
MacOS1
magazines1
Manhunter1
March Madness1
marine corp1
Marion1
marketing1
marmalade1
Mars1
martial arts2
masculinity1
mass transit1
May3
Maysoon1
McAllister Ranch1
McCallister Ranch2
mcdonalds2
meadow1
meathead1
meatloaf1
mechanical pencil1
memories1
memory2
men's adventure fiction2
men's fiction2
mens college basketball1
mental illness1
merch1
merchandise1
meteorology2
mexican cuisine1
mexican restaurant1
MH-601
Miami Vice2
mice1
Michael Mann1
microclimate1
Microsoft1
Microsoft Windows1
middle American cuisine1
Middle Tennessee2
Middle Tennessee State University2
midwestern cuisine1
Miles Davis1
military3
military history3
military intelligence1
mind-numbing1
Mirror Lake1
missing person1
missing pets1
Mission San Luis1
mixed martial arts1
MMA1
modernism1
modernist architecture1
mogollon rim1
monarchy1
Monday1
monetization1
monoculture1
monsoon19
monsoon 20222
monsoon 20241
monsoon 20262
mood1
Moog1
morality1
mormon lake2
mormon lake road2
mormon mountain1
morning1
morning person1
Morten Tyldum1
mortgage1
mosquitos1
motivation1
Mount Humphreys1
mountain bike1
mountain biking7
Mountain Line1
movie director1
movie review4
movie star2
movies6
moving1
MTSU2
murfreesboro4
music9
musician2
nashville1
national forest1
National Park2
National Park Service1
Nativity Of The Blessed Virgin Mary Chapel1
NATO1
nature2
Navajo1
Navajo Nation1
navy1
NCAA tournament1
neighbors1
neo-noir1
neurobiology1
neurogenic1
Neuromancer1
Nevada1
Nevada hiking1
new wave1
New Year2
New Year's Day2
news1
newspaper1
newsprint1
NFL1
night owl1
nightmare2
noaz2
noir1
noise1
non-fiction1
North American monsoon16
northern Arizona33
northern lights1
Nosferatu1
nostalgia1
novel18
novelist2
novella1
novels1
NPS1
nuclear war2
nuclear weapons2
nutcracker1
oak creek canyon2
Observatory Mesa2
Ocean Beach1
Oceanside1
Oceanside Beach1
October1
omen1
Open Space3
OpenAI1
Oracle1
organization2
orthopedic injury2
outlet mall1
Pacific Ocean4
paddling3
Paid Time Off2
Painted Desert1
Pakistan1
paranoia1
pareidolia1
Parker pens1
Passengers1
pathogen1
peace1
pencil1
pens2
peoria1
pepper sauce1
peregrine falcon1
permit1
personal record1
Personal Time Off1
pet dander1
petroglyphs1
pets5
PGP1
phoenix4
phoenix force1
phoenix sonoran preserve2
photography2
photons1
physical therapy2
physics1
pictographs1
picture canyon2
pier2
Pilot pens1
pine1
pixelation1
pizza2
plane spotting5
planning2
police1
political instability1
pond1
pop culture1
porch chasing1
potato chips1
PR1
prairie1
precipitation1
predation1
premonition1
prepping1
presage1
prescience1
prescott2
prescribed burn2
Prince Harry1
private property1
procrastination1
productivity1
programming2
programming languages1
Prohibido El Paso1
protein powder1
proto-monsoon1
psychiatry1
psychology1
PT1
PTO2
public health1
public land1
public transit1
publishing3
Pulp Fiction1
punching bag2
Purdue2
Purdue University2
pyramid1
Python1
quaking aspen2
quanta1
quantum mechanics1
quiet1
race1
rain13
rainbow1
rainfall1
ralberto's1
ramen1
raven1
rays1
reading1
real estate2
recipe2
record1
recording industry1
recording industy1
Red Dragon1
red rock2
Red Sea1
redwood1
Reentry1
refinance1
regional jets1
regulation1
rehabilitation2
relaxation1
relocation1
reminiscence2
renovation2
reproductive rate1
reptiles1
respiratory disease1
restaurant2
restaurant review1
restaurants1
retirement2
rice1
Rio de Flag2
road construction1
Robbert Eggers1
Robert E. Lee1
rock and roll2
rocket booster1
rocket launch2
rockets1
Rockin' River Ranch State Park1
Rodrigo Prieto1
roof1
root runner1
roots1
rotator cuff1
Roxy Music1
royals1
running5
Russian1
Ryan Adams2
saguaro1
salsa brava1
Samuel L. Jackson1
San Diego4
san diego bay1
san Francisco peaks5
Sandys Canyon2
sausage1
savory1
sawmill1
science fiction noir1
scrambled eggs1
screen door4
screenwriting1
script doctor1
script writing1
seafood2
Seal2
season affective disorder2
seasonal affective disorder4
seasonal depression5
seasons1
second amendment2
secrecy1
sedona4
Sedona Airport1
self consciousness1
self-reliance1
semi-homemade1
September6
sequoia1
Sequoia National Park1
serial killer1
shadow1
Shark1
shelter in place1
sheriff1
shoes1
shooting1
shopping1
short story1
shoulder1
shoulder injury1
sick1
Sierra Nevada3
sightseeing1
silence1
silver alert1
Sinclair Wash Trail2
ski lift1
skiing1
skill1
skittles1
skull1
Skunk Canyon2
Slate Mountain1
Slate Mountain Trail1
sleep4
sleep paralysis1
smoke3
smoked sausage1
Smyrna1
snow22
snow blower3
snow line1
snow pack1
snow removal3
snow shovel2
snowblower1
snowboarding1
snowmelt2
snowpack1
socal2
social media2
social trail1
socialization1
software development1
solar panel1
solar storm1
songwriting2
sonoran desert2
sound1
southeast1
Southern California2
Southwest Airlines1
space1
space travel1
SpaceX2
spinning2
sports2
spring14
spring equinox1
spruce1
spy novels1
Squier1
Stanley Kubrick1
stars1
Stephen King2
storm chasing1
storm door1
Strava1
streaming2
strength training5
stretching1
subculture1
summer6
sun1
sunbeam1
sunflower1
sunset1
sunshine2
super bowl1
supernatural2
superstition1
superyacht1
surface water2
suspense1
Swell Trail1
synth3
synth pop2
synthesizer1
Takamine1
takeout1
takeout food1
taxes1
television2
tennessee7
Tesla1
Tesla powerwall1
The Black Phone1
The Joshua Tree1
The Last Of The Mohicans1
the Matrix1
themes1
theraband1
Thomas Harris1
thunderstorm1
thunderstorms2
tiki grill1
time2
time dilation1
Top Ramen1
torrey pines1
tourism1
tourist trap1
tourists1
traffic1
transparency1
trash can1
travel9
travel planning1
tree worship1
trees1
trip planning1
Tucson1
twilight1
twin arrows1
Twin Arrows Casino2
typesetting1
U21
UAP1
UFO1
Ukraine war1
unidentified anomalous phenomena1
unidentified flying object1
united airlines1
urban sprawl1
urbanization1
US Army2
US civil war1
US Navy1
Utz1
vaccination1
vaccine1
vampire1
vampires1
Vantablack1
vegetative1
Veit Springs1
Venezuela1
veterinarian7
veterinary medicine6
vietnamese cuisine1
Village Of Oak Creek1
vintage core1
violent crime1
virology1
virtue1
virus1
Visalia2
Volcano1
wabash county1
wahoo kikr1
walk2
walker lake1
walking2
Walnut Canyon2
war2
warfare1
warm weather1
Warren Ellis2
Watchable Wildlife Area1
waterfowl1
wealth2
weather8
weblog1
weekend2
weight lifting5
Wendy's1
western landscapes1
Wet Beaver Creek1
wfh1
whiskey1
whisky1
white mountains1
white mountains Arizona1
white noise1
whitewater1
wildfire8
wildflowers3
wildlife2
Willem Dafoe1
William Gibson1
William Petersen1
Williams1
wilson canyon1
wilson canyon trail1
wind1
Windows1
winter15
winter solstice3
winter sports1
winter storm2
Woods Canyon Trail1
Woody Mountain Road1
work1
work from home4
workout2
world war 33
world war iii3
worry1
writer's block2
writing20
wwiii3
xAI1
Xenomorph1
xeriscape1
Yamaha1
year end lists1
Yemen1
Yosemite1
Yosemite National Park1
YouTube1
YouTube TV1
Yule1
zebra mechanical pencil1
Zebra pens1
zoning1

Show more Show less